Life/LTC Combination
North American Company for Life & Health
Offering Life Insurance with Accelerated Death Benefit Rider (ADBR)
Chronic Illness Rider Overview
Agent Overview
Consumer Overview

Genworth - Single Premium Life/LTC Combination
Policy Overview

MoneyGuard (coming soon)
Single Premium Life/LTC Combination
Policy Overview
Life/Long Term Care Combination Policies

Life/Long Term Care combination policies are available in two forms:

Single Premium:  This type of policy suits the person that is already
self-insuring the risk of needing long term care.  They have enough assets to
pay the average long term claim (3 to 5 years) and  they do not need for an
ongoing premium paid for a traditional long term care insurance policy they may
never use.  

Life Insurance w/Accelerated Death Benefit Riders:  
This is a good option for younger planners that want their loved ones to be
taken care of financially in the event of an untimely death on unexpected injury
or illness that requires them to need ongoing long term care.